I think it's absolutely fucking ridiculous that in all of my requests for financial help over the years, I always get nailed for making too much money.
What do institutions want from me? Oh, right, I know: be destitute so that I can be eligible for the scraps that they offer me, as if they are helping me by forcing me into a corner. As if I were lying about the financial costs, and demands on my time as a caregiver for elderly parents with no other family and no other resources. I work and make an honest living, but apparently, I'd only be eligible for help if I didn't, and were on welfare.
Well, fuck you, system. Fuck you. Just say what you really want to say: I'd rather you go into debt than provide help to you in developing a foundation in life from which you could actually potentially build a future. This is because I let poor people just barely stay afloat. If we helped people who worked for a living, well, they might actually get somewhere.
These are the real messages you're sending with the rules that you have set up.
NB: My opinion on going into debt for education is that you shouldn't.